Debt Restructuring and Debt Reduction

At Tom Murray and Associates we provide a specialist Debt management, Debt restructuring, Debt settlement and Debt reduction service to our Clients. We represent our clients in difficulties concerning historical debt and seek settlement agreements with Lenders. We deal with all Bank and Capita and Pepper who represent debts sold to investor/vulture funds. We also operate a service that can seek to get judgements removed and settled.

Many of our Clients are or have been business people who through bad luck, business closure and bad investments have ended up with substantial debts that they no longer can afford to pay due to change in circumstances or Banks requirements now for Interest and Capital repayments.

Some of our Clients had ended up with substantial mortgage shortfall debt after Banks had forced our Clients to sell properties in negative equity or appointed receivers to do so on their behalf. We have been operating this service since 2009 and have achieved substantial good outcomes for the majority of our Clients who have worked with us in agreeing solutions.

We have and continue to achieve substantial debt reduction for our Clients whose debts have been sold by Bank of Scotland, Danske and Ulster Bank to Vulture funds administered by Pepper/Capita.

Typically, as one of the recognized and highly trusted debt settlement companies, we find if you engage with your lender and are professionally represented solutions and settlements will be agreed as the Banks and the Vulture funds want these debts settled and are under pressure from the Government, Central Bank and Investors to do so.

Debt resolution and settlements will involve a degree of financial pain however this is more than compensated by the removal of stress and anxiety that comes with resolution and settlement.

If you have substantial debt issues contact us today and let us tell you how we can help you resolve your debt issues and move on with your life. We are one of the most reliable debt consolidation companies in Cork, Ireland with over 25years of experience in working with sundry cases of debt settlement agency, in diverse sectors, and expanses of businesses.